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Simple Ira Contribution Limits 2025 Over 50. For those under 50, the cap increases from $69,000 to $70,000, and for those 50 and older, it. The simple ira contribution limit has increased to $16,500, up from $16,000 in 2024.
For 2025, the contribution limit for simple iras will increase from $16,000 to $16,500. However, the irs will hold the ira annual contribution limits constant from 2024 to 2025 at $7,000.
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